What is occupational accident Insurance?
Occupational accident insurance covers medical expenses and other losses incurred by gig drivers on the Curri platform that result from personal injuries suffered while the driver is making deliveries.
How to file a claim
The applicable policy number is AGN04660022-37. To file a claim, Call the Gallagher Bassett claims at 1-800-821-5401, 24 hours a day, seven days a week. You will be asked to provide your policy number during the call.
What is Covered Under an Occupational Accident Policy?
Occupational Accident is an insurance policy that insures independent contractors against covered injuries that happen in connection with work done with Curri. Occupational Accident provides benefits for medical expenses, disability, loss of life, survivor payments, dismemberment, and paralysis for covered injuries directly caused by an accident on the job.
Do I have to sign up or enroll to be covered?
No - all gig drivers performing deliveries on the Curri platform are automatically covered by the program while performing deliveries, so benefits are available for injuries sustained during the period you are performing deliveries on the Curri platform. You can opt out of the coverage if you currently have a worker's compensation policy in place already.
Am I Covered Under the Occupational Accident Policy?
The occupational accident insurance policy covers all gig drivers while providing delivery services on the Curri Platform. Please note that injuries sustained prior to September 2023 are covered under an occupational accident policy different from the one listed above. Please contact [email protected] if you have questions related to occupational accident coverage during this period.
I was injured while performing a job for a competing service; will this policy cover that?
No. This policy only covers independent contractors while performing a service on the Curri platform.
Curri may deduct Occupational Accident Insurance costs from your payment schedule. In the event Curri makes a deduction, it will be displayed for each assignment in the Curri app.
In order to opt out of Occupational Accident Coverage, you must provide a current certificate of insurance demonstrating that you carry workers’ compensation insurance.