How to file a claim

Call the Great American claims call center at 1-800-297-1971, 24 hours a day, seven day a week. You will be asked to provide your policy number during the call. Please use #OA3431412.

They will have the hospital or clinic invoice Great American and they will give you instructions for prescription medication if needed.

What is Covered Under an Occupational Accident Policy?

Occupational Accident is an insurance policy that insures independent contractors against covered injuries that happen in connection with work done with Curri. Occupational Accident provides benefits for medical expenses, disability, loss of life, survivor payments, dismemberment, and paralysis for covered injuries directly caused by an accident on the job.

Do I have to sign up or enroll to be covered?

No - enrollment is required, so you are obtaining benefits during the period you are driving with Curri. You can opt-out of the coverage if you currently have a worker's compensation policy in place already.

What Benefits are Included With Occupational Accidents?

BENEFIT TYPE

BENEFIT AMOUNT

Accident Medical Expense

Up to a maximum of $1,000,000

Accidental Death

Up to a maximum of $350,000

Survivors Benefit

Up to a maximum of $50,000 + $1,500 / month for 200 months

Accidental Dismemberment

Included in $350,000 Principal Sum Max Benefit Amount

Benefit Descriptions

ACCIDENTAL MEDICAL EXPENSE

Subject to policy limits, covered injuries that require Physician treatment and/or medical services that include but are not limited to: physician services, inpatient hospital and ICU stays and services, prescription drugs, ambulance transportation, lab tests, radiology, therapy services, durable medical equipment, extended care facilities, and home health care.


ACCIDENTAL DEATH

A covered injury that results in death within 365 days will pay a lump sum payment.


SURVIVORS BENEFIT

If an Accidental Death Benefit is payable under the policy, your surviving spouse or dependent children will receive benefits to a maximum monthly amount. You can designate an alternative beneficiary at your request. Please contact Bunker for a form.


ACCIDENTAL DISMEMBERMENT

You will receive monthly benefits for specifically covered injuries resulting in the loss of certain body parts. Benefits are paid monthly depending on the covered injury.


Please Note: Accidental Death, Survivors Benefit, Accidental Dismemberment, and Paralysis benefits are reduced if you are age 65 or over.

Am I Covered Under the Occupational Accident Policy?

If you are a U.S. independent contractor who suffered an injury while performing a service on or after September 16, 2020, you are covered under the policy.

I’ve already provided my services as an independent contractor on the Platform before the Occupational Accident Insurance launch date. Does Occupational Accident Insurance apply to me?

Beginning September 16, 2020, all U.S. independent contractors using the Curri Platform will be automatically covered by Occupational Accident Insurance. This policy does not retroactively provide coverage for covered injuries sustained in an accident prior to the aforementioned effective date.

I was injured while performing a job for a competing service; will this policy cover that?

No. This policy only covers independent contractors while performing a service on the Curri platform.

In the event that I get injured, how do I file a claim?

If you become injured while performing services when on the Curri app, an Occupational Accident Insurance claim will need to be reported immediately. To file a claim, please call the Great American claims call center at 1-800-297-1971, 24 hours a day, seven days a week. You will be asked to provide your policy number during the call. Please use #OA3431412

They will have the hospital or clinic invoice Great American and they will give you instructions for a prescription medication if needed.

If your injuries require immediate medical attention, please go directly to the nearest hospital/urgent care center for medical treatment or call 911.

I’d like more information, who can I contact?

Feel free to reach out to Bunker and their licensed insurance advisors for more information or a copy of your coverage. They can be reached Monday-Friday, 8 am-5 pm Central

Occupational Accident Insurance costs will be displayed for each assignment in the Curri app and deducted from your payment schedule.

In order to opt-out of Occupational Accident Coverage, you must provide a current certificate of insurance demonstrating that you carry workers’ compensation insurance.

UPLOAD CERTIFICATE

NOTE: This page is for informational purposes only. All coverages provided by Great American Insurance are subject to the policy terms, conditions, limitations, and exclusions. If there is a conflict between the information shown here and the actual insurance policy, the policy will govern.


Learn More!

Download the OAI FAQ to learn more about the history of workers’ compensation, what it covers, and how it compares to traditional workers’ compensation:

DOWNLOAD FAQ

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