What is occupational accident Insurance?
Occupational accident insurance is provided to the benefit of Curri drivers to cover medical expenses resulting from injuries suffered while the driver is making deliveries.
How to file a claim
The applicable policy number use #NAGN04660022-37. To file a claim, Call the Gallagher Bassett claims at 1-800-821-5401, 24 hours a day, seven days a week. You will be asked to provide your policy number during the call.
What is Covered Under an Occupational Accident Policy?
Occupational Accident is an insurance policy that insures independent contractors against covered injuries that happen in connection with work done with Curri. Occupational Accident provides benefits for medical expenses, disability, loss of life, survivor payments, dismemberment, and paralysis for covered injuries directly caused by an accident on the job.
Do I have to sign up or enroll to be covered?
No - enrollment is required, so you are obtaining benefits during the period you are driving with Curri. You can opt out of the coverage if you currently have a worker's compensation policy in place already.
Am I Covered Under the Occupational Accident Policy?
If you are a U.S. independent contractor who suffered an injury while performing a service on or after September 16, 2020, you are covered under the policy.
I’ve already provided my services as an independent contractor on the Platform before the Occupational Accident Insurance launch date. Does Occupational Accident Insurance apply to me?
Beginning September 16, 2020, all U.S. independent contractors using the Curri Platform will be automatically covered by Occupational Accident Insurance. This policy does not retroactively provide coverage for covered injuries sustained in an accident prior to the aforementioned effective date.
I was injured while performing a job for a competing service; will this policy cover that?
No. This policy only covers independent contractors while performing a service on the Curri platform.
Curri may deduct Occupational Accident Insurance costs from your payment schedule. In the event Curri makes a deduction, it will be displayed for each assignment in the Curri app.
In order to opt out of Occupational Accident Coverage, you must provide a current certificate of insurance demonstrating that you carry workers’ compensation insurance.
NOTE: This page is for informational purposes only. All coverages provided by Great American Insurance are subject to the policy terms, conditions, limitations, and exclusions. If there is a conflict between the information shown here and the actual insurance policy, the policy will govern.